Rising Healthcare Costs: Will Health Care Break Your Retirement Budget? Artwork

Retire On Your Best Path with Liz Whitteberry

If you want to retire with confidence and a well-rounded plan, then listen to Retire On Your Best Path with Liz Whitteberry of Best Path Advisors. Liz is an experienced financial advisor who specializes in working with retirement-focused women and couples who desire confidence and clarity so they can live their best life on purpose. On this show, Liz will tackle important issues like income planning, legacy building, minimizing taxes, managing risk, and so much more. Hear her unique approach to planning and learn why it's so important to have a clear, comprehensive, collaborative, and compassionate process to get to, and through, retirement. If you have any questions or want to reach out, go to https://www.bestpathadvisors.com or call 817-849-1375 for more information.

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Retire On Your Best Path with Liz Whitteberry

Rising Healthcare Costs: Will Health Care Break Your Retirement Budget?

October 16, 2025 • Liz Whitteberry

Fidelity’s latest report shows a 65-year-old retiring in 2025 may need $172,500 for healthcare expenses in retirement, and that doesn’t even include long-term care. In this episode, Liz breaks down what’s behind those rising numbers, what’s not covered by Medicare, and what proactive steps you can take now to prepare. You’ll also hear how to make healthcare costs a planned part of your retirement strategy instead of a financial shock. Tune in to learn how smart planning today can keep future healthcare costs from derailing your best path to retirement.

Here’s some of what we discuss in today’s show:

$172,500 Price Tag: Fidelity’s new retiree healthcare estimate
Medicare Isn’t Free: Understanding Parts A, B, D, and Medigap
HSA Advantages: Triple-tax-free retirement savings potential
Avoid Misconceptions: Medicare covers needs, not quality upgrades
Income & IRMAA: Managing income to control premiums

Resources for this episode:

Fidelity Investments® Releases 2025 Retiree Health Care Cost Estimate:

https://newsroom.fidelity.com/pressreleases/fidelity-investments--releases-2025-retiree-health-care-cost-estimate--a-timely-reminder-for-all-gen/s/3c62e988-12e2-4dc8-afb4-f44b06c6d52e

Subscribe to Liz's YouTube Channel: Best Path Advisors - YouTube

Liz Whitteberry, CPWA®, RMA®, CFA®, AIF®

Host